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I'm a doctor but I love personal finance. In my free time, I write about my latest findings in how to optimise money and investments.


Financial Tips for Young Doctors

By Ian / August 8, 2018

If you’ve just started housemanship, congratulations, welcome to the real world. The feeling of having money rolling into your bank account every month must be something new for many of you, especially if being a houseman is your first real job. However, your hard-earned money can be easily wasted if you’re not careful enough. I […]


Quitting Housemanship

By Ian / May 23, 2018

Qutting Housemanship Should I quit housemanship? To be honest, this question has crossed my mind countless times. I came near to my breaking point barely 2 weeks into my HOship in O&G rotation. I can understand too well the stress of being in a completely new environment, feeling like an idiot and having no idea […]


Bako National Park

By Ian / May 2, 2018

Yesterday was Labour Day and I decided to make full use of it by visiting one of the more famous attractions around Kuching – the Bako National Park. After 28 years of staying here, professing to be a local Kuchingite, frankly it’s a little embarrassing to have yet visited an easily accessible national park. The […]


P2P Lending Malaysia: A Comprehensive Guide for Beginners

By Ian / April 17, 2018

P2P Lending Malaysia Peer-to-peer lending, otherwise known as P2P lending or financing is a relatively new concept in Malaysia and the government has taken progressive steps to regulate the industry with the Securities Commission announcing the regulatory framework for P2P financing in 2016 and the official approval of 6 peer-to-peer financing operators later in the […]


Housemanship Experience – Part Two

By Ian / April 14, 2018

After 2 gruelling years, I have finally completed my compulsory house officer training. Anyone who has been through it would tell pretty much the same things – shitty working hours, exhausting workload, toxic environment – sometimes to the point of annoying those who are not in this field. “Yeah yeah we get it. You have […]


End of Another Year

By Ian / December 30, 2017

I cannot believe it’s already the end of 2017, and even more perplexed to find myself struggling to remember what has happened for the past year. Everything seems to be a blur, a life lived as though I wasn’t in control, a life in which things happened before I could comprehend the full magnitude of […]


Fundaztic: Review of Malaysia’s Budding P2P Lender

By Ian / September 28, 2017

I recently signed up for yet another investing alternative platform called Fundaztic. They just only went live in July 2017 and needless to say I promptly signed up to test it out. Fundaztic is one the 6 companies granted license by┬áSecurities Commission of Malaysia to conduct peer-to-peer financing in the country. They aim to achieve […]


Funding Societies Malaysia: A review of Malaysia’s first P2P lending platform

By Ian / September 11, 2017

Funding Societies was launched in February 2017 and is the first regulated P2P lending platform in Malaysia. Malaysia is the first country in ASEAN to regulate P2P financing. I first came across this company on Facebook and signed up without giving much thought about it. It was one of those spontaneous moments when I instinctively […]


Hospital food chain

By Ian / August 5, 2017

House officers are quite literally on the bottom of the hospital food chain. There are at the consultants and head of departments, the gods of medicine whose mere presence makes everyone scuttle. Pray they won’t ask you questions during ward rounds. Then there are the specialists who supervise the show in the ward. The ones […]


Housemanship rants: settle your own shit

By Ian / May 10, 2017

It’s no secret that housemen work their asses off doing what we call ‘joblists’ and scurrying around like rats frantically trying to complete what has been planned for the patients before their superiors do their rounds, day in and day out. Sometimes, one would come across something a task in the joblist that was planned […]

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